Send International
Business Payments
Send international business payments more easily, with time-saving automations and customizable workflows.
International Business Payments Designed Around Your Needs
Streamline your transactions with secure, integrated solutions designed to optimize your workflow.
Reduce Admin
Spend 80% less time doing admin, with automated supplier onboarding and payment management.
Improve Data Security
Protect sensitive data by collecting, storing, and verifying vendor banking details through a secure portal.
Use Existing Software
Leverage your existing tools with APIs compatible with all major accounting software and ERP systems.
International Business Payments Made Easy
aPay is the leading international payments and receivables platform from Ascendant
Payment Automation
Reduce 80% of your workflow by automating international payment processes. From supplier onboarding to payment validation and account reconciliation, automation streamlines your entire process from start to finish.
Real Time FX Pricing
Execute spot transactions and secure forward contracts at favorable exchange rates, with real time FX pricing in over 140 currencies and in-country ACH payments in over 50 currencies.
Seamless Integration
Get up and running within days with file integration. Connect existing accounting software within weeks and integrate fully customized workflows, thanks to versatile APIs and an experienced support team by your side.
Full Payment Visibility
Take control and reduce surprises with real-time payment tracking. See the current status, delivery dates, rates and fees applied to your international business payments.
FAQs
Making international business payments should be simple. If you can’t find the answer you’re looking for here, contact us
How fast are international payments delivered?
Payments are processed very quickly. Delivery times range from real time (within minutes) to traditional spot value transactions (2+days), depending on the currency and type of payment selected.
How do I make international business payments automated?
Automation is straightforward. Seamlessly integrate payment processes into your existing systems using our REST API and file integration options.
When sending payments, do our suppliers incur fees?
No. Your suppliers won’t pay any fees when you use local area networks for transactions.
How do I send money internationally?
With Ascendant, you can send international payments through our secure aPay platform or API. Simply upload your payment file, select the currency, and we’ll handle the conversion, compliance, and delivery to over 210 countries and territories.
Can I automate recurring payments?
Yes. Ascendant allows you to automate recurring vendor payments using tools like SchedulePay. You can set payment frequencies, approval rules, and payment dates in advance—saving time and reducing manual tasks.
What payment types are supported?
Ascendant supports multiple payment methods including Wires, Global ACH (ACH, EFT, SEPA), and drafts. We’ll help you choose the most cost-effective and timely option for each destination and currency.
What happens if a payment is returned?
If a payment is returned, Ascendant notifies you immediately and investigates the reason. Our Payee Intelligence™ tool helps minimize returns by validating all banking data upfront—keeping our return rate under 0.5%.
How can I track the status of my payment?
You can track your payment in real time using Track 360, our end-to-end payment tracking tool. It shows you and your payee the current status, location, intermediary fees, and when the funds are credited—just like tracking a package.
What support does the government offer for international business payments?
Governments have resources for business doing payments internationally. Many times these resources do not reflect the most current technology. Here are a few links: United States, United Kingdom, Canada.
How can I automate global vendor payments with minimal IT lift?
You can use Ascendant’s platform to automate payments to vendors worldwide—no heavy IT project required. We offer simple options like file uploads, easy online tools, or direct integrations. Most businesses can get started without changing their existing systems, and setup is quick.
What makes Ascendant more secure and transparent than banks or generic fintechs?
Ascendant puts your security first, using strong data protection, secure logins, and regular audits. You get real-time tracking for every payment, so you always know where your money is and what fees apply. Unlike many banks or basic fintechs, we show you the full payment journey and support you directly if questions come up.
Boost Productivity And Growth
Thousands of businesses are getting more done with less resources, after making Ascendant their international business payments provider of choice. Need assistance making wine barrel payments? Talk to our experienced team to find out how we could help your business.
The Latest International Payments Insights
Stay ahead of the curve with news and expert commentary that takes your business forward.
The Dollar Loses Its Shine
August was turbulent for currency markets, with the US dollar weakening against nearly all major...
Spot vs Forward Contracts: Manage FX Risk & Protect Margins
In volatile currency markets, your foreign exchange (FX) strategy can mean the difference between...
“Fugazi” Dollar Rally
The U.S. dollar index (DXY) endured a volatile July, snapping a six-month decline only to reverse...
Can We Help Your Business Grow?
If you currently make international business payments with another provider or are planning to expand your business, talk to our experienced team to learn how we could optimize your operations and address your questions.