Accept International
Payments
Receive international payments faster and with lower fees than major banks and merchant providers.
Global Trade Made Easy
Our receivables platform, aPay, helps you to trade with international clients efficiently.
Access New Markets
Trade with clients, receiving international payments to over 110 countries and territories.
Reduce Transaction Costs
International payments are received in local currency, avoiding conversion fees.
Receive Faster Payments
Accept international payments as quickly as the same day.
Solutions Optimized For Global Businesses
aPay is the leading international payments and receivables platform from Ascendant
Virtual Accounts
Receive international payments in your local currency effortlessly. Your virtual account, with its unique account number, enables you to accept payments locally, eliminating the need for a physical presence in your payee’s country.
Real-Time Exchange Rates
International payments accepted using real-time foreign exchange rates. Capitalize on the most favorable rates at the time of transaction and avoid paying the high conversion fees often charged by merchant service providers.
Fast Transactions
International payments are received directly into your local account more efficiently. Funds from payees in North America and Europe arrive on the same day, while payments from Asia are received by the next day.
FAQs
Receiving international business payments should be simple. If you can’t find the answer you’re looking for here, contact us
Will the virtual account be in my business’ name?
Yes. When you open an account with us, it will be registered and operated under your business’ name.
Can my customers pay me in their preferred currency?
Yes. We support payments in over 140 currencies, so your customers can pay the way that’s easiest for them—and you receive funds quickly, with no surprise fees.
How do I reconcile incoming payments in different currencies?
Our online platform, aPay, provides real-time reporting and automated reconciliation tools. You’ll always know who paid, how much, and when it landed—no spreadsheets or guesswork required.
Do I need a local bank presence to receive international funds?
No. Ascendant enables you to receive international payments without opening local bank accounts. Our virtual accounts and global network handle collection and settlement for you. A virtual account is a foreign currency account that lets your business receive international payments as if you had a local bank account in that country. It’s held in your name and doesn’t require a physical presence or local entity.
How fast can I access received funds?
In most cases, you’ll have access to received funds the same day or by the next business day—timing depends on the currency and country involved. Our global payment network is built for speed, with local clearing in over 210 countries and territories. That means your funds get to you fast, without getting held up in banking limbo.
The Latest International Payments Insights
Stay ahead of the curve with news and expert commentary that takes your business forward.
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Can We Help Your Business Grow?
If you currently make international business payments with another provider or are planning to expand your business, talk to our experienced team to learn how we could optimize your operations and address your questions.